Not sure is it of correct source, but anyone like to find out more can do your own research, and let me know :D
This is the Zodiac as some astrologers believe it should be:
ARIES = APRIL 19 - MAY 13
TAURUS = MAY 14 - JUNE 19
GEMINI = JUNE 20 - JULY 20
CANCER = JULY 21 - AUG 9
LEO = AUGUST 10 - SEPTEMBER 15
VIRGO = SEPTEMBER 16 - OCTOBER 30
LIBRA = OCTOBER 31 - NOVEMBER 22
SCORPIO = NOVEMBER 23 - NOVEMBER 29
OPHIUCHUS = NOVEMBER 30 - DECEMBER 17
SAGITTARIUS = DECEMBER 18 - JANUARY 18
CAPRICORN = JANUARY 19 - FEBRUARY 15
AQUARIUS = FEBRUARY 16 - MARCH 11
PISCES = MARCH 12 - APRIL 18
I’m not sure myself about the qualities of that of Ophiucus, but perhaps if you mix Scorpio with Sagittarius you may come up with something along the right lines.
reference: http://www.love-astrology.com/13th-sign-of-the-zodiac/ophiuchus-13th-sign/
21 May 2009
15 May 2009
Butterfly
In the mist of this economy, can be a test for all of us. Hope you enjoy this little story.
A man found a cocoon of a butterfly. One day a small opening appeared, he sat and watched the butterfly for several hours as it struggled to force its body through that little hole. Then it seemed to stop making any progress.
It appeared as if it had gotten as far as it could and it could go no further. So the man decided to help the butterfly, he took a pair of scissors and snipped off the remaining bit of the cocoon.
The butterfly then emerged easily. But it had a swollen body and small, shriveled wings. The man continued to watch the butterfly because he expected that, any moment, the wings would enlarge and expand to be able to support the body, which would contract in time.
Neither happened! In fact, the butterfly spent the rest of its life crawling around with a swollen body and shriveled wings. It never was able to fly. That the man in his kindness and haste did not understand was that the restricting cocoon and the struggle required for the butterfly to get through the tiny opening were nature's way of forcing fluid from the body of the butterfly into its wings so that it would be ready for flight once it achieved its freedom from the cocoon.
Sometimes struggles are exactly what we need in our life. If we went through our life without any obstacles, it would cripple us. We would not be as strong as what we could have been. And we could never fly.
So have a nice day and struggle a little. When you are under pressure and stress, remember that you are a better person after you have gone through it.
The key to happiness is not that you never get upset, irritated or frustrated. It's how quickly you snap out of it.
A man found a cocoon of a butterfly. One day a small opening appeared, he sat and watched the butterfly for several hours as it struggled to force its body through that little hole. Then it seemed to stop making any progress.
It appeared as if it had gotten as far as it could and it could go no further. So the man decided to help the butterfly, he took a pair of scissors and snipped off the remaining bit of the cocoon.
The butterfly then emerged easily. But it had a swollen body and small, shriveled wings. The man continued to watch the butterfly because he expected that, any moment, the wings would enlarge and expand to be able to support the body, which would contract in time.
Neither happened! In fact, the butterfly spent the rest of its life crawling around with a swollen body and shriveled wings. It never was able to fly. That the man in his kindness and haste did not understand was that the restricting cocoon and the struggle required for the butterfly to get through the tiny opening were nature's way of forcing fluid from the body of the butterfly into its wings so that it would be ready for flight once it achieved its freedom from the cocoon.
Sometimes struggles are exactly what we need in our life. If we went through our life without any obstacles, it would cripple us. We would not be as strong as what we could have been. And we could never fly.
So have a nice day and struggle a little. When you are under pressure and stress, remember that you are a better person after you have gone through it.
The key to happiness is not that you never get upset, irritated or frustrated. It's how quickly you snap out of it.
12 May 2009
Full Value and First Loss Basis
Managed to get a simpler explanation of "Full Value and First Loss Basis", compared to the contract document's version.
Made a mess in this definition today and sorry to my cousin.
(this term is mainly to explain the arrange for a property insurance).
...
What is the difference between insuring on Full Value and on First Loss Basis?
When you insure on Full Value, the insurance company will pay you for the loss suffered but not exceeding the full value. If the sum insured is inadequate, Average will apply, i.e. you will have to bear a proportionate share of the loss.
When you insure on First Loss Basis, the insurance company will pay you for the loss suffered but not exceeding the first loss sum insured. If your loss, unfortunately, is more than the first loss sum insured, then you cannot claim the excess amount. Average does not apply.
How do I decide whether to insure on Full Value or on First Loss Basis?
The decision will depend on the nature of your goods. If there is a likelihood that all the goods can be stolen at any one time, then it is advisable to insure on Full Value.
However, if this is most unlikely, then you should insure on First Loss Basis, the amount of which depends on your estimate of how much is likely to be stolen at any one time.
Made a mess in this definition today and sorry to my cousin.
(this term is mainly to explain the arrange for a property insurance).
...
What is the difference between insuring on Full Value and on First Loss Basis?
When you insure on Full Value, the insurance company will pay you for the loss suffered but not exceeding the full value. If the sum insured is inadequate, Average will apply, i.e. you will have to bear a proportionate share of the loss.
When you insure on First Loss Basis, the insurance company will pay you for the loss suffered but not exceeding the first loss sum insured. If your loss, unfortunately, is more than the first loss sum insured, then you cannot claim the excess amount. Average does not apply.
How do I decide whether to insure on Full Value or on First Loss Basis?
The decision will depend on the nature of your goods. If there is a likelihood that all the goods can be stolen at any one time, then it is advisable to insure on Full Value.
However, if this is most unlikely, then you should insure on First Loss Basis, the amount of which depends on your estimate of how much is likely to be stolen at any one time.
9 May 2009
Favourite tip of the day...
Oh! I like this tip of the day from my blog that i copy it over here!
I will follow that and service my clients well. :D
My favourite so far...
"Your career is your most valuable asset. Manage it with a higher priority than you would with any other investment. Remember that without this asset, you couldn't survive."
I will follow that and service my clients well. :D
My favourite so far...
"Your career is your most valuable asset. Manage it with a higher priority than you would with any other investment. Remember that without this asset, you couldn't survive."
3 May 2009
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